How it works

It's simple. We track housing prices in your area, and should they fall below an agreed threshold, we make a payout to offset any potential decline in your home's value. No need to sell your home or prove a loss. It's effortless protection.

Sold home fast with Home Price Protection

Understanding Home Price Index Protection

Example of a $50,000 Protection Contract

Home Purchase

You purchased a home priced at $500,000.

HPI Protection Contract

You selected a contract that offers up to a $50,000 payout should the home’s value decrease.

Payout Criteria

A payout is made if the home’s value decreases by 10% to 20%. A 20% decrease results in a full $50,000 payout.

Market Changes

The housing market experiences a 15% decline, reducing your home’s value to $425,000.

Payout Issuance

Given the 15% decline, you receive a $25,000 payout — the midpoint between a 10% and 20% decrease.

Contract Renewal

The contract renews at term’s end with a reset starting home value. Regardless of renewal, you keep the $25,000 payout.

Simple pricing.

Common questions about How It Works

VIEW ALL FAQs

Once you've completed the buying process for Home Price Protection, you'll receive an email confirming your purchase. This email will also include an executed copy of your Contract, which serves as your proof of purchase. If any issues should arise during this process, a representative from our Customer Relations team will contact you promptly.

If you have any questions in the interim, you're welcome to contact our team either by filling out the contact form or by emailing: [email protected].

For more details about these terms, you can refer to the respective FAQs: "What is the Contract?".
By purchasing Home Price Protection, you're entering into a real-estate option contract. The Contract gives you the right to receive a cash payout from REZITRADE if the Ending Indicative Property Value on the Expiration Date falls below the agreed upon Property Value Trigger. To be eligible for this Payout, you need to be the owner of the Property in the specified Market as per the terms of the Contract.

For more information about these terms, please refer to the respective FAQs: "What is the Contract?", "What is the Ending Indicative Property Value?", "What is the Expiration Date?", "What is the Property Value Trigger?", "What is the Payout?", and "What is the Market?".
It's simple. We track housing prices in your Market. If home prices in your market decline below the a certain threshold, set at the time of your purchase, you receive a Payout. A Payout is designed to offset the potential decline in value of your home. You don’t have to file a claim or sell your home in order to receive a cash distribution. Once you receive a Payout that money is yours. There are no clawbacks should home prices in your market rise in the future.

See: Introduction to Home Price Protection

For more information about these terms, please refer to the respective FAQs: "What is the Market?", and "What is the Payout?".

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